1 lb. lean ground beef
1 lg. jar (16oz) picante sauce, mild
2 cans (15 ounces each) refried beans
1 cup (8 ounces) sour cream
1/2 tsp. chili powder
1/2 cup chopped onion
Salt and pepper to taste
8 oz. Cheddar cheese, shredded
Jalapenos or mild chile, chopped, to taste

Cook ground beef with onion; drain. Mix everything together in slow cooker or crockpot and cook on low (about 3 to 4 hours). Serve with favorite vegetables or chips.